"I immigrated to the U.S. with my husband and two children in 1982.
"Inspired by Peter Lynch’s book 'Beating the Street,' I decided to learn how to invest by joining an investment club. Our club of 16 members quickly joined BetterInvesting (then NAIC). We’ve learned so much over the past 20 years.
"Being a scientist, I find little difficulty in studying investments. I truly enjoy using the Stock Selection Guide to analyze stocks and since joining BetterInvesting, I haven’t bought a single stock without completing one.
"We didn’t know how expensive a college education was until our two children reached their teens. We started late in investing for that, but luckily the growth in the ’90s was enough to pay for their college tuition.
"With the lesson learned, we invested early in our two granddaughters’ education funds at their first birthdays. It will be a big help in getting them through their education."